Request a No Exam Critical Illness Insurance quote
No Exam Critical Illness Insurance
No Exam Critical Illness Insurance is medical insurance that pays a lump-sum benefit upon diagnosis of a critical illness or condition. A No Exam Critical Illness Insurance payout helps you avoid the financial strain a major illness can create so you can focus on your recovery. One major advantage of this plan is that it can be approved very fast Average 10 days) with much less documentation. It gives you the freedom to:
- Get the treatment you want
- Spend time with your family and friends
- Keep your home and other assets
- See brochures and more
Determine Your Need
Traditional health insurance is valuable, but often limiting. Because medical treatment is more advanced than ever, it's also more expensive. People today often experience financial hardship because of the medical expenses their health and disability insurance don't cover. No Exam Critical Illness Insurance could be a strong supplement to other health insurance. Determine if you need critical illness by learning what it pays for that other plans don't.
Plan Details
Because our No Exam Critical Illness Insurance pays you a cash benefit upon diagnosis of a covered critical illness or condition, you choose how to spend it:
- Make payments on your mortgage
- Pay medical bills
- Hire help for around the house
- Take a family vacation
No Exam Critical Illness Insurance Covered Illnesses and Conditions
No Exam Critical Illness Insurance ca pay up to100% of your maximum benefit amount for these illnesses and conditions:
Heart Attack (myocardial infarction) when your:
Heart's blood supply is blocked
Heart has permanent tissue death and scarring
Diagnosis is based on new changes on your electrocardiogram (ECG or EKG) and blood tests
Life-threatening cancer when cancer is:
Malignant; and
Growing uncontrollably outside its original area invading normal tissue
Stroke when:
- A blood vessel rupture in the brain; or
- A blood clot blocks blood flow through the brain; and
Effects of the neurological injury last for at least 30 days
Alzheimer's disease when:
- Your neurologist diagnoses you with advanced stages of Alzheimer's; and
- You require permanent daily supervision; and
- You cannot do three or more activities of daily living by yourself
Major organ transplant when:
- There is clinical evidence of major organ failure
- Your malfunctioning organ (s) or tissue must be replaced with a suitable donor's organ(s) or tissue; and
- You are registered with United Network of Organ Sharing (UNOS)
Can Pay up to 100 percent of your maximum benefit for:
- Multiple Sclerosis (not in LA)
- Paralysis
- Kidney failure
- Blindness
- Deafness
- See brochures and more
Request a No Exam Critical Illness Insurance quote
