Request a Quote
All ABout No Exam disability Insurance
No Exam disability Insurance pays benefits when you are unable to earn a living because you are sick or injured. Like all insurances, No Exam disability Insurance is designed to protect you against financial disaster. Most no exam disability insurance policies pay you a benefit that replaces part of your earned income (usually 50 to 75 percent.) In other words, the no exam disability insurance plan will only replace your after tax income.
What is No Exam disability Insurance?
The major differences between No Exam disability Insurance and exam required plans are the amount of time it takes to receive an answer, the amount of information needed to apply and the amount of coverage available. No Exam disability Insurance gets approved in days instead of weeks. No Exam disability Insurance also does NOT require income documentation and of course it does NOT require an exam. The amount of coverage is more limited though. The maximum you may apply for is $2,500 in monthly benefits. As with any plan that maximum is also limited by your income (generally 50% to 60% of your gross earned income). The amount available may vary by state and occupation.
If you are looking for a quick answer and an much easier application process, then this plan is for you. For information on this plan please click here for a brochure or call us at 866-613-3636 or e-mail us