Life Insurance for Seniors
Lowest Potential Rates & Largest Amount Available Senior's Life Insurance
$5,000 to $2,000,000+ in senior life insurance coverage .
What are your choices and options? Questions and Answers
Here are some commonly asked questions about Senior Life Insurance
Q: Is securing a SeniorLife full underwriting policy really as simple as it seems?
A: Yes. SeniorLife or ElderlyLife full underwriting is as simple as answering some health questions and a possible exam. Once you are approved and your policy is issued, you are fully covered under the terms of your insurance as long as you pay the premiums on time. Whether you are 60+, 65+, 70+, 75+, 80+ or even 85+, we have a plan for you (no exam up to age 85 is also available)
Q: I already have a good life insurance policy. Is additional insurance necessary?
A: There is a good chance it might be. Inflation has weakened many insurance policies. SeniorLife full underwriting is the ideal way to supplement your existing insurance. It can be used to cover funeral expenses or other miscellaneous debts that are left behind.
Q: How much does a funeral cost today?
A: According to the National Funeral Directors Association, the average funeral now costs over $6,000. Request a Quote Now
Q: Will my coverage change as I get older?
A: SeniorLife full underwriting benefits will never be changed or reduced due to age, changes in health or occupation (most policies go to age 120.) On term policies rate may change after your selected guarantee period.
Q: If my health fails, can the company cancel my policy?
A: No. Your policy cannot be canceled for any reason except non-payment of premiums.
Q: Do I have to sit through a sales call or meet with an agent?
A: No. SeniorLife full underwriting is handled conveniently through mail, web, e-amil or fax. You can review the materials in the privacy of your home and purchase your policy directly through the mail without any outside pressure. Of course, help is just a phone call or e-mail away should you have any questions Request a Quote Now
Q: Who would get the money paid by my insurance?
A: The full benefit amount will go to the beneficiary of your choice. It can be your spouse, a relative, or a friend ... anyone you choose.
Q: Will I have to take a medical exam or go see a doctor to qualify for coverage?
A: No medical exams are required. All you have to do is answer a few short health questions.
Q: When will my coverage begin?
A: With SeniorLife full underwriting, you are covered from the very first day you are approved and all premiums due are paid and requirements are met. There are no waiting periods. Once approved, coverage can, in most cases, be bound the same day.
Q: Which age group of seniors can get life insurance?
Seniors from the age of 60 to 85 can get life insurance. The process can be as simple as for the younger groups. Plans without exam are also available and make it even easier for seniors to get the life insurance they need. We have subdivided, by available, plans for seniors in the following age groups: Ages 55 and over, ages 60 and over, ages 65 and over, ages 70 and over, ages 75 and over, ages 80 and over and ages 85 and over.
