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Cash Value Whole Life Policy protects your child's ability to be covered by life insurance in the future.
FOR NOW... and throughout their growing years, the GREAT START Plan provides all the basic life insurance you need on your child.
From $5,000.00 up to $20,000.00
The GREAT START Life Insurance policy is an essential part of responsible parenting. A child's first policy is their most important one, for a number of reasons.
First, it cost so very little to have a GREAT START policy for your child. In an uncertain world, there's no reason for your young ones to grow up without a GREAT START policy to protect them.
Secondly, you have your child's future to think of. And the GREAT START Plan provides for that, too. As you'll see below, when your child grows into adulthood, the Plan you start today will become the foundation for a lifetime of irreplaceable low-cost protection.
FOR THEIR FUTURE... your young adult will be guaranteed Up to $50,000.00 in coverage to protect their young and growing family!
It's now some years later. Your child is now a young adult. The Great START Plan you bought is now theirs. And your child has this Policy to build on for adulthood.
Your now-married son or daughter needs additional life insurance to protect their growing family. And the GREAT START Plan will guarantee it to them -- with three $10,000.00 GUARANTEED PURCHASE OPTIONS (at age 31, 34, and 37). That's $30,000.00 more!
If the original policy was $20,000, your young adult can now increase that amount to a full $50,000.00 -- Guaranteed regardless of health or occupation -- and at our lowest rates at the time!
Because of your foresight, you've guaranteed your child's future insurability! Guaranteed them a policy at a low rate for the rest of their life. Plus, guaranteed them Cash Value to build on!
You've given them a GREAT START!
Just Penny's a day...
will set your child up for Life!
Same Rate for Life...
Your Child is fully insured from DAY-ONE.
Full coverage starts right away, subject to the answers on your application. The only exception is suicide in the first 2 years (1 year in CO and ND). This exception is not applicable in MO.
Provides Permanent Whole Life Insurance
Guarantees your adult child the right to purchase additional insurance up to $30,000 by age 37 -- no questions asked.
Builds CASH VALUES for your child's future after just 2 years.
Coverage is 100% guaranteed for life.
As long as premiums are paid, your child's policy is guaranteed for life, regardless of age, health or occupation
Rate is guaranteed for life!
Once your child is insured, the premium stays the same throughout your child's life, guaranteed never to go up.
Provides full coverage should your child decide to enter Military Service.
As low as $2.64 per month...the rest of your child's Life
What are your choices and options? Questions and Answers
Here are some commonly asked questions about The Young America Plan...
Is the Young American Plan the right plan for your children?
Here are some commonly asked questions about the Young American Plan...
Q: Do parents really need life insurance for their children, even if they are still young?
A: Yes! A serious illness or accident could make life insurance very expensive, even unavailable, for your children when they are adults.
Q: What kind of insurance is the Young American Plan?
A: The Globe Young American Plan is a whole life insurance policy. The policy is good for a lifetime, regardless of future age, health, military service or hazardous occupation.
Q: Once the Young American Plan is issued, and the premiums are paid on time, can the policy ever be canceled, for any reason?
A: No. The company can never cancel the policy for any reason other than failure to pay the premiums.
Q: Can a grandparent apply for a Young American Plan for their grandchildren?
A: Absolutely. A child's parent, grandparent or legal guardian can be the policyholder.
Q: What happens after that the $1 introductory period?
A: After the introductory period, the rates are based on your child's age. This rate is then locked in for life. It will never increase for any reason. You will continue to pay the same rate 10, 20, even 30 years from now.
Q: How much paperwork will I have to fill out to apply for coverage?
A: Hardly any, it's easy. There is a short application, with a few yes or no health questions, no physical exams are required.
Q: How long has Globe Life been selling the Young American Plan?
A: Globe has been selling the Young American Plan since 1964. Since then, millions of policies have been issued.
Q: Will I have to take a medical exam or go see a doctor to qualify for coverage?
A: No medical exams are required to qualify and no doctor's visits are necessary. All you have to do is answer a few short health questions on the application.
Q: When will my coverage begin?
A: With the Young American plan, your child is covered from the very first day the application is approved. There are no waiting periods.
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