100% online No Exam Life Insurance for Smokers
Same-day coverage
No medical exam - just answer a few health questions
Apply completely online - no agent will contact you
Getting affordable no exam term life insurance for smokers to protect your family could not be easier! With RBC ExpressTERM from RBC Insurance®, you can get up to $250,000* in coverage in around 15 minutes.
Complete your application, get a coverage decision, and print out your policy ... all online! No lengthy delays. No medical exam - just answer a few health questions. And there’s no need to speak to an agent.
With RBC ExpressTERM, once you apply online and are accepted for coverage, your insurance protection begins the very same day. Your premium is guaranteed. And with coverage amounts up to $250,000*, there’s term life insurance to meet any need or budget.
The following are OK in most cases:
Travel to other countries OK
No financial questions…no income/job title questions
Commercial pilots OK
Motorcycle riders OK
No Drivers License number questions
High Blood Pressure Treatment OK
High Cholesterol Treatment OK
Anxiety OK
Asthma OK
Sleep Apnea OK
No Family History: No background questions for family history.
Don’t Delay - Get Covered Today! It all starts with your FREE quote!
*$200,000 maximum in Maine and Minnesota.
Two (2) year contestability and suicide period (1 year in CO and ND.) In MO, suicide within 2 years does not prevent payment of benefits unless suicide was intended at the time of application.
© RBC Insurance is the brand name for Liberty Life Insurance Company, part of the global insurance operations of Royal Bank of Canada (RBC). Liberty Life Insurance Company, P.O. Box 1389, Greenville, SC, is licensed in 49 states and the District of Columbia (not licensed in NY) as a life insurance and annuity carrier. This product is available to US citizens, Canadian citizens residing in the United States, and permanent residents. This product is not available in every state or to individuals residing outside of the United States.
® Registered trademarks of Royal Bank of Canada. Used under license.
ETcom(1108) S-ET1(09-08) To Be Used With Form Number ST(01-03), et al.
